Young financial advisor knows investments 

Thomas Hutson-Wiley, the 35-year-old financial adviser for Merrill Lynch, is one of three in that company to make The Top 40 Advisors Under 40 list in On Wall Street magazine.

What are the benefits to being young in your industry? [Being young] allows you to really understand the client’s perspective.

Are there any safe bets during these difficult financial times regarding investments in startup companies? Venture capital by nature is a very risky proposition ... [but one relatively safe investment] is in systems and software to organize, store and share medical information.

How hard is it to keep up with such a fast-moving industry? I read four or five papers a day — The Economist, The Atlantic — and [after work] I really do spend a lot of my time reading business periodicals and anything that will give me insights into what the new products and technology are.

If you had to offer one piece of advice to your best friend what would it be? Starting financial planning at a young age is of really critical importance. If you don’t own a home right now, you should seriously consider continuing to rent. The Bay Area is still a really expensive housing market when compared to incomes.


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