Post-accident policy purchase doesn’t fly with insurance company 

You can fool some people some of the time, but fooling an insurance company is a tad bit harder.

A 36-year-old San Bruno man pleaded no contest Thursday to insurance fraud after he got into a car accident in San Francisco on June 22 and tried to tap a policy he purchased after the wreck, prosecutors said.

Jason Lim Bato lacked car insurance the day of the accident. He told the insurance company he began working with afterward that the crash happened after he obtained his new policy, prosecutors said.

The insurance company spoke to the other driver involved in the accident during the course of their investigation and figured out Bato was trying to pull a fast one, prosecutors said.

Bato was sentenced to 10 days in county jail and two years probation on the misdemeanor charges, prosecutors said.

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